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* I, do hereby confirm that my annual household income, that is to say, the annual income of my family unit, (i.e., husband, wife, and unmarried children, is more than Rs. 3,00,000/- (Rupees Three Lakhs Only) and therefore, my borrowing under the present facility does not qualify to be treated as a Microfinance Loan under the Reserve Bank of India (Regulatory Framework for Microfinance Loans) Directions, 2022. I confirm that the aforesaid information and details provided by me are true, and correct and that I have not concealed any information therefrom.
Rates & Charges
Loan Basics
Charges & Fees
Example Calculation
A worked example for a ₹30,000 loan over 3 months
Processing fee and GST are deducted upfront from the disbursed loan amount.
Loan Calculator
Estimate your loan cost instantly
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Processing fee
Up to 10% of loan amount + 18% GST
Check the results
Click the button below to see your loan calculation results.
Calculator results are for illustrative purposes only. Actual terms may vary.
How is APR determined?
Annual percentage rate (APR) is determined based on your credit score, the amount you wish to borrow and your steady income. Generally, a good CIBIL score calls for a low APR while a poor CIBIL score means high APR. But we have a fixed APR which is the same for all.
Working of Our Rates & Fees
APR reflects the true cost of borrowing money. It includes the annual interest rate, a nominal processing fee and other miscellaneous expenses. APR is usually lower than your credit card interest rate. We have a fixed APR @ 33.6% per annum.